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Investment Property Calculator

[ v1.0.2021 ] - [ cost: $149.99 ] - [ details ]

Investment Property Calculator

[ v1.0.2021 ] - [ cost: $64.99 ] - [ details ]

Investment Property Calculator

[ v1.0.2021 ] - [ cost: $44.99 ] - [ details ]

Depreciation Schedule Report

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Lease or Buy Analysis Calculator

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Standard Investment Property Calculator

This standard Investment Property calculator will show how much you need to invest and how much capital gain you might get - up to four (4) investors. Note: You can only estimate properties in one of the following states: ACT, NSW, NT, QLD, SA, TAS, VIC, WA. You will be able to choose which state when you make the purchase.

You will get $40 FREE bonus (see the table below) when you purchase the Standard Investment Property Calculator.

Free Bonus Value Total Value
1. Lifetime Free Update $44.99 $44.99

Please Note: The standard Investment Property calculator assumes that the loan is an Interest Only (I/O) loan. If you want to estimate based on a Principle and Interest (P/I) loan repayment structure, you need to purchase the Professional version or Ultimate version. If you are unsure which calculator suits your needs best, please visit the link below:

Help me to choose the right Investment Property Calculator

All the Standard Investment Property Calculators has the optional ability to estimate National Rental Affordability Scheme (NRAS) investment property. You only need to purchase a NRAS Unlock Code to unlock this function and it only costs you $5.99 for your personal use. For commercial use, you only need to pay $11.99 to get the unlock code. Please note: You need to purchase the Standard Investment Property Calculator first before you purchase the NRAS Unlock Code.

Here is a screen shot that will give you a better idea that what you need to do and what this standard property calculator can tell you.

This calculator is built in Microsoft Excel worksheet. You need to have Microsoft Excel 2000-2010 and Microsoft Windows to use it.

Standard Property Investment Calculator

View full size image of Standard Investment Property Calculator

Scroll down to see more screen shots of the Standard Investment Property Calculator This Standard Investment Property Calculator give you much more information on costs etc that the Free version does not.

1. It allows you to simulate up to four people to co-invest on one property. It also shows the weekly cost and the future ROI for each individual investor.

2. It predicts up to 30 years cash flow of both pre-tax and after-tax.

3. It estimates property market value for future 30 years based on the capital growth rate that you set.

4. It calculates who pays for your investment property and how much on a weekly basis - from year 1 to year 30.

5. It automatically calculates the income tax before and after deductions.

6. It automatically populates all the government tax, duties, and the capital works deductions (construction cost depreciation).

7. It will clearly tell you whether the investment property you want to purchase is a negative gearing one or a positive cash-flow property.

The limitations compared with the Professional Investment Property Calculator include the standard one does not allow you to compare across different states. For example, if you want to know whether you should invest in NSW or QLD, you should use the Professional Property Investment Calculator.

Please note: All the investment property calculators (Free version, Standard version, Professional version, or Ultimate version) have the same set of following assumptions.

(1) It is assumed the investor has an interest only (unless otherwise stated) home loan and the interest is deductible for tax purposes.

(2) When calculating the Capital Works Deductions, it assumes that the construction of the property started after 15 September 1987 and therefore the depreciation deduction is claimed for 40 years from the date construction was completed at a rate of 2.5% per year. Please note: You can manually adjust the depreciation deduction values from year to year if this assumption does not suit your situation.

(3) When calculating the tax payables, the tax rates applicable to Australian residents are used and the 1.5% Medicare Levy based on the individual Medicare Levy threshold is included where applicable. The calculator does not incorporate any other factors that might influence the amount of tax payable, such as Medicare levy surcharge, HECS contributions, any rebates, and deductions.

(4) The discount method is used to calculate capital gain tax if you hold the property for at least 12 months. The discount percentage is 50%.

(5) All months are assumed to be of equal length. One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.

More screen shots of the Standard Investment Property Calculator

Standard Property Investment Calculator - 30 Years Summary

View full size image of Standard Property Investment Calculator - 30 Years Summary

Standard Property Investment Calculator - Property 30 Years Details

View full size image of Standard Property Investment Calculator - Property 30 Years Details

Standard Property Investment Calculator - Term Deposit

View full size image of Standard Property Investment Calculator - Term Deposit

Disclaimer: All the Investment Property Calculators are built for residential properties but not commercial properties. Using the Investment Property Calculators for commercial property investment (e.g. retail shop, office etc) is at your own risk.

Refund Policy: If you are having issues with a product and need assistance with downloading and/or using the product, please contact us or visit Support Forums before you ask for a refund as we are confident that we will be able to resolve the issues. If we cannot help you, full refund will be offered within 30 days from the date of purchase. Investment Property Calculator will do our best to satisfy all refund requests from customers in a courteous, timely, and fair manner. Again, it will be very much appreciated if you can let us to rectify any issues you are having before asking for a refund.