Excel Property Calculators

Here are some Excel spreadsheet calculators that we developed. All these Excel calculators are free for your personal use (Personal Use is Non-Commercial use by you for your own private interest on your own personal computer) unless otherwise specified.

If you plan to use any of these Excel calculators for commercial use (Commercial Use is any use in which an individual, a corporation or business or commercial entity derives or attempts to derive monetary gain and benefit from or for any third party, either directly or indirectly, from the use of the Calculator. This includes Government and Military entities, corporations, LLCs, sole-proprietorships, sole traders, home-based businesses, and internet-based businesses), please contact us for a price quote.

All the calculators (paid and free ones) on this website are password protected. We don't provide unprotected versions of the PAID calculators due to copyright reasons. If you purchase the paid calculators because you want to get the unprotected version please don't make the purchase as we are not going to provide unprotected copies. By purchasing the paid calculators you agree that no unprotected copies of the PAID calculators will be provided to you. If you don't agree please do not purchase. If you need the unprotected version of any FREE calculator a fee will apply. The advantage of the unprotected version is that you can freely edit the tool without any limit although we still own the copyright of the unprotected calculator. Please note you cannot redistribute our calculators without a written approval from us even for the ones with your modification or customization. In addition we are not going to provide any support on unprotected calculators with any modification or customization.

If you need us to customize any of the Excel calculators listed here, please contact us and we will work out a plan based on your budget.

Here is the list of Excel calculators we provide:

Basic Investment Property Calculator

This basic investment property calculator (free for personal use) is built based on ATO rental property spreadsheet. It automatically calculates the income tax before and after deductions. It in addition shows the gross rental yield of your investment property.

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Australia Personal Income Tax Calculator

You can use this FREE Australia Personal Income Tax Calculator to work out your total tax, Medicare Levy, etc.

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Home Equity Investment Calculator

This free Home Equity Investment Calculator is built to help home owners to decide how to invest on properties or shares or both by borrowing against the equity in their home.

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Home Rent or Buy Analysis Calculator

Should I rent or buy, or is it better to buy or rent? If there is the question you are asking, you can use this FREE Home Rent or Buy Analysis Calculator to work out the difference between renting a property and buying a home.

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Home Value Calculator

This free home value calculator in fact includes three calculators - a property value calculator, a property equity calculator, and a simple home loan calculator.

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How to Structure Home Loan Calculator

How will you choose between Principal & Interest (P/I) and Interest Only (I/O) repayment loan? This How to Structure Home Loan Calculator will show the repayment difference between P/I an I/O repayment loan by factoring in variables such as loan repayment frequency, purpose of the property (investment, PPOR, or PPOR to investment), and When to Sell the property.

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Interest Only Loan Calculator

A simple calculator to work out monthly, annual, and total interest payment for an interest only loan.

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Investment Property Depreciation Calculator

This Investment Property Depreciation Calculator is developed to help Australia property investors in estimating the tax depreciation deductions of the depreciating assets so that they can make more informed decisions on their residential rental property invesetment activities.

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Land Capital Gains Tax Calculator

This handy but useful land capital gains tax calculator will show how much capital gains tax you need to pay when you sell your investment lands after certain years.

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Lenders Mortgage Insurance (LMI) Calculator

This Lenders Mortgage Insurance (LMI) Calculator will help you to estimate how much LMI premium you need to pay.

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Loan to Value Ratio LVR Calculator

It is important to know your LVR (loan to value ratio) before you apply for any home loans. This LVR calculator calculates your LVR and whether you need to pay LMI (Lenders Mortgage Insurance).

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Mortgage Debt Recycling Calculator

Do you know that you can make money from recycling your mortgage debt? A mortgage on your property should generally be considered a good debt.

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Mortgage Home Loan Amortization Calculator

How much will my home loan repayments be? And how long does it take to repay my mortgage? If you have asked yourself these questions, you can use this FREE home loan amortization calculator to create an mortgage amortization schedule and home loan payment schedule.

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Mortgage Home Loan Analysis Calculator

How much will my home loan repayments be if the interest rate changes? What if I choose a different loan term? You can use this FREE home loan analysis calculator to find answers to these questions.

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Mortgage Home Loan Repayments Calculator

How much will my home loan repayments be? If there is the question you have asked yourself, you can use this FREE home loan repayment calculator to work out what the minimum weekly, fortnightly or monthly loan repayments would be for any loan amount.

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Mortgage Offset Calculator

Find out the time and interests that you might be able to save by using mortgage offset account and make regular deposits (monthly, fortnightly, or weekly) into the offset account.

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Mortgage Refinance Cost Recoup Calculator

Find out wow low the refinance interest rate has to be in order to recoup the refinance cost in certain number of months or how long (how many months) it will take to recoup the refinance cost.

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Mortgage Split Home Loan Repayments Calculator

How much will my home loan repayments be if I take a split home loan? If there is the question you have asked yourself, you can use this FREE split home loan repayment calculator to work out what the weekly, fortnightly or monthly loan repayments would be for any loan amount.

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Mortgage Stress Calculator

This free Mortgage Stress Calculator is built to help you find out whether you are experiencing mortgage stress.

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Offset (Extra Repayment) Benefit Calculator

This Offset (Extra Repayment) Benefit Calculator is created to help you to understand (1) if you should make extra repayment to your owner occupied property or your investment property, or (2) if you should put your savings to the offset account of your owner occupied property or the offset account of your investment property.

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Professional Split Loan Analysis Tool

This Professional Split Loan Analysis Tool is created to help you to find the ideal loan split between the variable and the fixed rate options.

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Property Rental Yield Calculator

Want to know the property rental yield of your investment property? This property rental yield calculator will calculate rental yield for you and allow you to compare rental yields across properties. In addition, a rental yield table based on different weekly rental incomes and property prices is included for your reference.

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Rental Property Management Spreadsheet

This free rental property management spreadsheet can help you to keep track of up to 10 investment properties (rental expenses, income, etc).

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Reverse Mortgage Calculator

This useful Reverse Mortgage Calculator is developed to help you to understand (1) how much you will owe on a reverse mortgage over time (the mortgage debt accumulated), (2) how much of your home equity remains over the period of your mortgage, (3) in how many years that your home will be worth less than your loan, and (4) an estimated future value of your property.

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SMSF Investment Property Calculator

This basic SMSF Investment Property calculator will show how much you need to invest weekly and annually as well as how much capital gain you might get if you invest in property through a Self Managed Superannuation Fund (SMSF).

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Tax Salary Super Calculator for Couple

This Tax Salary Super Calculator for Couple will help a couple to plan their retirement by forecasting both superannuation and cash savings over 80 years.

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Use Equity to Own Multiple Properties Planning Tool

This Use Equity to Own Multiple Properties Planning Tool will help you to understand if it is possible for you to purchase multiple properties using the equity in your existing properties.

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If you have an idea about a new Excel calculator which you think can be monetised but don't know how to build it, please contact us and we will work out a plan based on your budget or we can develop it using a revenue sharing model.