ULTIMATE
Investment Property Calculator

PROFESSIONAL
Investment Property Calculator

STANDARD
Investment Property Calculator

FREE
Investment Property Calculator

FREE
Home Rent or Buy Calculator

NORMAL vs NRAS
Investment Property Calculator

Investment Property Calculator Australia

The above listings are just a few questions that I asked myself before I bought my first investment property. I spent lots of time to search for a good property investment calculator that can estimate the cost, tax deductions, capital gain, return on investment, cashflow etc of rental investment properties but couldn't find one although there were many property investment calculators available at different prices.

In early 2008 I created an investment property calculator in Excel spreadsheet for my own personal use in order to help me with my rental property investment analysis. I used this investment property calculator workbook on several potential properties located in Sydney. In late 2008, I bought an one-bed investment apartment in Sydney South and secured an interest only loan including 100% of the property purchase price ($315,000) plus of the stamp duty etc. This investment property started as a negative gearing property. When the home loan interest rate was as low as around 5.00%, it became a positive cash flow property in 2009. With the mortgage interest rate went back close to the normal range, this property once again became a negative gearing investment property. However, I only need to pay less than $70 per week to own this property while the market value of this investment property has gone up to $385,000. I have an unrealised capital gain of $70,000 in less than two years with no more than $7,000 out-of-pocket expenses - don't you agree this is a good return of investment?

Several friends of mine have tried this investment property calculator in Excel and found it is helpful by saving their time to do all the manual paper calculations. They also felt that they had made informed decision because the calculator provides them a lot of information on what costs they should factor in when purchasing investment property and lets them simulate how the return on investment (ROI) changes when the costs and rental change.

In year 2009, I decided to provide a simple version of this property investment calculator FREE for download, and this site was born. The free investment property calculator suits people who are starting to look into property investment. If you think you are ready to buy, you might want to buy other versions of the investment property calculator before you make your final decision.

You can purchase the Standard, the Professional, or the Ultimate version of the investment property calculator at $34.99, $54.99, and $129.99 respectively. The prices are very reasonable because comparable property investment analysis tools in the market right now are selling for at least more than $200. I also offer up to more than $300 free bonus (see the table below) when you purchase the paid versions mentioned above. This means that you will get more value than the price you pay. For example, you only pay $129.99 for the Ultimate investment property calculator but you can get a package worth of more than $450.00.

The Standard, Professional, and Ultimate investment property calculators offer a lot of more features and are more powerful than the free property calculator. They generally allow you to understand how your investment properties perform over 30 years from year to year. You can change lots of assumptions which you cannot do with the free version. To find which one suits you best and to compare the different versions, please see Investment Property Calculators Comparision. You can view some screen shots of the standard investment property calculator or the professional investment property calculator.

From time to time I will be adding Free calculators in Excel to this website. Some recently released free Excel spreadsheet calculators include Individual Tax Calculator Australia - estimates your monthly, fortnightly, or weekly tax, Credit Card Consolidation Calculator - analyses whether you should consolidate your debts, Rent or Buy Spreadsheet Analysis Calculator - shows "should you rent or buy a property", Mortgage Amortisation Schedule Excel Spreadsheet - creates mortgage amortization schedule with/without extra payments, Mortgage Calculator Australia - calculates mortgage repayment interest only or principal and interest, Property Loan to Value Ratio Calculator, and Property Rental Yield Calculator.

If you find the calculators are useful or you would like to provide feedbacks on how we can possibly improve the calculators, please let me know.

I do love to build Excel spreadsheet calculators or tools, so if you have an idea for a calculator that you think would be a good fit for this site or useful for youself and a few friends of yours ☺, please feel free to contact me and let me know what it is.

Please note: In order to use the calculators provided on this website, you need to have Microsoft Excel® 2002(XP), 2003, 2007, or 2010 and Microsoft Windows® installed on your computer. The calculators might work with other operating systems and spreadsheet software that can open XLS document but this hasn't been tested.

Disclaimer: All the Investment Property Calculators are built for residential properties but not commercial properties. Using the Investment Property Calculators for commercial property investment (e.g. retail shop, office etc) is at your own risk.

Latest News

28.01.2012
FREE TRIAL!
New Investment Property Record Keeping Spreadsheet! If you are using Excel 2007-2010, please download the free trial here. Up to 25 properties; Up to 5 income items; up to 25 expense items; up to 15 years records in one file; simple information input interface; flexible financial year dates; Australia tax rates or international tax rates. Please note: This is NOT a free one!
If you need an unlock code after the trial expires, please click the button below.