Learn how much you need to invest now if you want to retire on property

The latest Association of Superannuation Funds of Australia research shows that, in general, a couple looking to achieve a comfortable retirement needs to spend $57,195 a year, while those seeking a ‘modest’ retirement lifestyle need to spend $33,120 a year which means that the average couple need a lump sum of about $660,000 to survive …

Should I put my money into an offset account or term deposit?

Some of my friends asked me where they should put their money, specifically: 1. the offset account of their PPOR (principal place of residence) home loan or the offset account of their investment property loan? 2. a term deposit or the offset account of their PPOR (principal place of residence) home loan? 3. a term …

Property investment strategies – How to choose locations and styles for long term

Key Points for Capital Gain in Long Term * Buy property in the middle suburbs close to public transport corridors, shops and schools. * Buy low-maintenance, compact dwellings because of the shrinking family unit. Most property investors see the residential property investment is a long-term proposition because the property price takes about 7 to 10 …

How to use your home equity to build your investment property portfolio?

Are you looking to build or increase your investment property portfolio but finance is a challenge? You may be considering accessing your home equity to build and grow your property portfolio or you need to restructure your current home loans. Many investors are not sure which lender to choose, or whether the lender has the …

Property bubble? 24% overvalued prices? – This is the best study on Australian property market!

There is no property bubble, but property prices are more than 24% overvalued. According to an article from SmartCompnay, Goldman Sachs’ chief economist Tim Toohey has made an extremely valuable contribution to the Australia property bubble debate. In his recently released comprehensive report, A Study On Australian Housing: Uniquely Positioned Or A Bubble?, he took …

Can we claim tax deductions when renting out primary residence?

Question: We are moving interstate and own a property with a $300,000 mortgage that we would like to keep as an investment property.  I would like to know: (1) Is it true that if we keep this as our primary residence we won’t pay capital gains tax if we sell within six years. (2) Can we claim tax deductions connected with …

Property investment strategies – How to pick a good investment unit or apartment

Are units or apartments good or bad for property investment? What factors should you consider when buying investment units or apartments? Many people invest in apartments because they often have a cheaper buy-in price than houses and are also thought to be a lot easier to maintain without gardens to worry about, and with the costs of …

Top 10 places in WA (Western Australia) to buy investment property

Do you know the best places in WA to invest in property? Here is a list of WA’s top 10 suburbs and towns where there is potential for good capital growth or better-than-average rental yields. Top 10 Western Australia property hotspots Albany: Lifestyle features, government decisions, urban renewal Broome: Lifestyle features, boom town, government decisions …

Property investment strategies – How to pick a good investment property

Should I pick an investment property by capital growth or rental return? Should I invest in houses or units? Property investing has become a popular Australian past time with one in ten taxpayers owning a negatively geared property. But just what makes a good bricks-and-mortar investment? It’s not about buying any old house or unit, …

An introduction to property investment strategies – Diverse portfolio is key

By diversifying their assets, investors can ensure that interim performance across their portfolio is balanced to an acceptable average. Stronger assets can support those experiencing weaker conditions. Directly owned real estate assets involve a long-term commitment and a disciplined investment strategy and so are not as vulnerable to daily fluctuating sentiment. It is commonsense to …